How to Make Money on Instagram Reels in 2026 | ViralNow
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Platform Guide3 min readFeb 3, 2026

How to Make Money on Instagram Reels

Complete guide to monetization on Instagram Reels. Learn proven strategies to grow faster and reach more people.

Instagram monetization is more mature than TikTok's, with multiple official programs and a strong brand deal ecosystem. The platform's connection to shopping makes it particularly powerful for product-based income.

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Instagram's Monetization Programs

Instagram has several built-in ways to earn:

  • Reels Bonus Program: Get paid for Reels performance (invite-only, varies by region)
  • Subscriptions: Charge monthly for exclusive content ($0.99-$99.99/month)
  • Badges: Viewers support you during Lives (Instagram takes 30%)
  • Shopping: Tag products and earn affiliate commission or sell your own
  • Branded Content: Official tools for sponsored post disclosure
  • Gifts on Reels: New feature letting viewers send stars (converting to cash)

Brand Deals on Instagram

Instagram is still the #1 platform for influencer marketing dollars:

  • Rates typically higher than TikTok: $100-$500 per 10K followers
  • Lifestyle, fashion, and beauty niches command premium rates
  • Instagram's audience demographics appeal to luxury and premium brands
  • Stories, Reels, and feed posts can be packaged together for higher rates
  • Long-term partnerships (ambassadorships) pay more than one-offs

Instagram Shopping: Turning Content into Sales

Instagram's commerce features are more developed than competitors:

  • Product tags in Reels link directly to purchase
  • Instagram Shop gives you a storefront on your profile
  • Affiliate program lets you earn from others' products
  • Checkout on Instagram reduces friction (higher conversion)
  • LIVE shopping is being pushed hard by Instagram

Subscriptions: Building Recurring Revenue

Instagram Subscriptions create predictable monthly income:

  • Offer exclusive Stories, Lives, and posts to subscribers
  • Price tiers from $0.99 to $99.99 per month
  • Subscriber badge makes fans visible in comments and DMs
  • Works best for creators with highly engaged, dedicated audiences
  • Instagram takes 30% cut (reduced to 0% through 2024 for some regions)

Frequently Asked Questions

How do I qualify for Instagram's Reels Bonus program?

It's invite-only and criteria aren't fully public. Generally: consistent Reels posting, good engagement, following community guidelines, and having a professional or creator account. Check your Professional Dashboard regularly—invites appear there. Some creators report getting invited after viral Reels.

Are Instagram brand deals better than TikTok?

Often, yes. Instagram's demographics skew slightly older with more purchasing power, so brands pay more. Instagram also has more established influencer marketing infrastructure. However, TikTok offers faster growth for unknown creators. Many successful creators use both.

Should I use Instagram's affiliate program or work directly with brands?

Both. The affiliate program is easy passive income—tag products in posts and earn commission on sales. But direct brand deals pay more per post. Use affiliate for products you naturally mention; negotiate direct deals for dedicated sponsored content.

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